Membership Paid - Senior Home Care Service
Custom Care Assistance Solutions - 24 Hours A Day / 7 Days A Week.
While loved ones will have the best intentions to be there for you when an unexpected crisis arises, most are not prepared for the time, energy and amount of work involved in caregiving and quickly become overwhelmed.
Membership P A I D - Nationwide Senior Home Care Service Plans.
Simply the best solution when assistance becomes essential.
For Your Future Needs. (see video below)
True Freedom Home Care Plans *since 2008*
This is "NOT" L.T.C. Insurance.
AN EVOLUTION IN AVOIDING NURSING HOME CONFINEMENT
Be Prepared To Maintain Your Independence In The Comfort Of Your Own Home.
According to Health and Human Services, 70% of seniors will need some form of home care in their lifetime. That is nearly three out of four of us.
Many seniors are under the impression that their traditional health care programs will also provide the desired services in the home such as meal preparation, grocery shopping, assistance with hygiene, dressing, grooming, 24-hour care, etc.
Medicare, Medigap and most Medicare Advantage Plans are designed to cover hospital stays, doctor bills and some short term skilled nursing. Unfortunately, they do not cover the cost of everyday assistance in your own home.
Long Term Care insurance is an expensive option for such services, however, this type of coverage is usually secured by individuals between the ages of 45 and 64 who are in better than average health.
With a True Freedom Membership Service Plan seniors of all ages living independently and without the need of assistance from others with activities such as dressing, bathing, hygiene and transfering may be eligible for this valuable service to provide for future needs.
Maybe you have seen, experienced or helped a friend, relative or spouse through an extended period of these needs?
Quote: There is only one thing more painful than learning from experience and that is NOT learning from experience! - Archibald McLeish
True Freedom Home Care Plans *since 2008*. - Not LTC Insurance -
True Freedom Home Care Plans are the most viable alternative to traditional Long Term CareInsurance. When assistance becomes essential in the event of a sudden injury or illness, these membership plans quickly coordinate and arrange care for seniors in the privacy and comfort of their own home.
Every day can bring an unexpected challenge into a seniors life. The good sense of having a True Freedom Home Care Plan in place will give members and their families the peace of mind, security and independence in being prepared as they move forward together.
True Freedom Home Care Plans *since 2008*.
Alternatives to long-term care insurance. - Not LTC Insurance -
Two Options of Non-medical home care
Contact Rick Roach / 612-377-3222 / 800-868-2333 CST M-F business hours.
See what other have to say about using our Home Care membership.
Call Rick today or Tap / Click to email or schedule and appointment.
IN-Home Care Features
Contact Rick Roach / 612-377-3222 / 800-868-2333 CST M-F business hours
True Freedom Home Care Plans *since 2008*.
SUITABILITY STANDARD FOR ENROLLMENT:
Prospective members must be able to live independently at the time of enrollment and cannot be currently in the need of or receiving any assistance, from family members or others, with activities such as bathing, dressing and transferring.
Contact: Rick Roach / 612-377-3222 / 800-868-2333 M-F business hrs. CST
There are no age limits for enrollment.
Our members do certify at the time of their enrollment, that they are able to live independently and are not currently receiving essential home care service or assistance.
True Freedom Home Care Plans are primarily for seniors whose desire is to stay in their home.
Most of our clients have not previously purchased traditional long term care or home care insurance, and can no longer qualify because of health underwriting or financial limitations. Our senior home care plans give individuals an opportunity to purchase a specific plan that will “bank” access to between 1,500 and 10,000 home care service hours to utilize in the event of future illnesses, injury or challenges when assistance becomes essential.
There are no age limits for enrollment.
Members do certify at the time of their enrollment, that they are able to live independently and are not currently receiving essential home care service or assistance.
Common Questions and Answers
Does a member re-enroll yearly?
No. An individual just continues paying their membership fee.
What states are true Freedom Home Care available?
Service is available in all 50 States.
How does a member schedule needed hours of Home Care?
To schedule service, members simply call the toll-free customer service number found on their membership card, on their field issue contract or in the brochure left with them at time of enrollment. Membership cards are mailed out to clients once all enrollment paperwork has been received and processed. The toll free number is (888) 245-9001.
Do service hours need to be used consecutively?
No. Hours can be alternated daily, weekly or monthly. The ANYTIME Hours (provided by a chosen friend or neighbor) can be scheduled any day of the week and during any/all hours including as overnight 24/7 live-in home care. The AGENCY Hours (provided by a home care agency in the member’s city) can be scheduled between Monday thru Friday, 9am to 5pm for up to 5 hours a day/5 days a week.
Example of "some" non-medical home care agencies in the network?
The top 10 largest home care corporate entities in the country representing thousands of locations are part of our network, in addition to hundreds of independent providers. They include Always Best Care, ResCare, Visiting Angels, Comfort Keepers, Griswold, Brightstar Care, Home Instead, Home Helpers, Bayada, Interim and many more.
How does a member choose a friend or neighbor for anytime hours?
The member contacts ASSI and works with our experienced care coordinators to develop a plan that best addresses their needs. Upon further discussion, the member identifies the friend or neighbor (not someone living in the same household) they would be most comfortable with to provide the ANYTIME Hours Service. ASSI would contact that individual, discuss the level of care to be provided, agree to an hourly rate, and schedule this person to deliver the services agreed upon. (This person could be a friend, a neighbor, someone from their place of worship, someone from the local senior center, etc., but cannot be a family member). Anyone selected to provide ANYTIME Services must be approved by ASSI.
How does the 40% discount really work?
The cost of maintaining any True Freedom Plan decreases 10% a year for up to the first 4 years when no home care service hours have been accessed. Plans will remain at a 40% discounted rate starting in year 5 and beyond, up until the member chooses to access the home care hours of their plan for the first time. This Discount Reward is the incentive for Members to only utilize the hours of their plan at a time when the need for home care assistance is ESSENTIAL and they feel they will require care for an extended length of time.
Are there other discounts?
- A 5% annual fee discount is available for each new enrollment.
- A 10% fee discount is available for each husband and wife or domestic partners when enrolling at the same time.
- A 15% annual fee discount is available for each husband and wife or domestic partners enrolling at the same time.
Do couples have to purchase the same plan for a discount?
No, they can purchase different level plans for the discount on each membership. They must share the same address and enroll at the same time using separate enrollment forms.
Pricing
Contact Rick Roach / 612-377-3222 / 800-868-2333 CST M-F business hours
Membership Paid - Senior Home Care Service Plan Cost Begins at Just $95.00 per Month and you are Rewarded a 10% discount
for the next 4 years for non usage. That is 40% off the $95.00 (only $57.00 per mo. until used).
Rates have not increased since inception in 2008.
Online or Paper Applications
About True Freedom / A.S.S.I.
Rick Roach 612-377-3222 / 800-868-2333 CST
Health of America Insurance Agency - *since 1991*
Credentials / Quality Providers
Dun & Bradstreet Credibility / Better Business Bureau - A+
Some of our Home Care Agencies and many more to choose from.