Lasso Healthcare MSA Medicare Advantage Plan

Lasso Healthcare MSA Medicare Advantage Plan will be available in Minnesota at the 2019 AEP for the 2020 plan year.  

Lasso Healthcare MSA

Medicare Advantage Plan

  • Lasso Healthcare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Lasso Healthcare (MSA) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Lasso Healthcare and not Original Medicare. 


  • Lasso Healthcare (MSA - Medicare Advantage Plan) will have a monthly premium of $0.00 and has an in-network Maximum Out-of-Pocket limit of $7,400 (MOOP). The plan deposits $3,240.00 in your MSA account on January 1, for your use towards qualified expenses. This means an enrollee will have an actual $4,160 out of pocket if you get sick or need a high cost procedure. (The numbers above include all of Minnesota for the 2020 plan year). (In-network includes all doctors, hospitals and other providers that accept Medicare nationwide).


  • By law, MSAs may not cover Part D drugs. Those enrolling in an MSA may choose any Medicare Prescription Drug Plan (PDP) available in their area. The MSA does cover Part B prescription drugs, such as those administered in a provider’s office. MSA funds cannot be used to pay the PDP premium, but can be used taxfree on the PDP plan copays, coinsurance and deductibles (not counting toward the MSA plan deductible).


Who is eligible?

  1. Have to be Medicare eligible both Part A and Part B .
  2. Have to live inside the Lasso healthcare MSA service area. 
  3. The beneficiary must live in the United States for at least 183 days or more during the calendar year. 
  4. Cannot have any other coverage that would cover an MSA plan deductible including benefits under an employer or a union group, TRICARE, the VA or the federal employees health benefit plan. 
  5. Cannot be eligible for Medicaid. 
  6. Cannot be receiving Medicare hospice benefits. 
  7. Cannot have end stage renal disease 

Lasso Healthcare MSA Video

Lasso Healthcare MSA Medicare Advantage Plan Explained.


(see add'l info at bottom of this page)

Lasso Healthcare MSA Plan services

Health Plan - Minnesota

  • Premium Cost - $0.00
  • HDHP Deductible - 2020 All MN $7,400.00
  • Out of Pocket - $4,160 (after deposit amount)

Medical Savings Account

  • Deposit amount 1/1/2020 - $3,240.00


/////////////////////////////////////////////////////////////////////

Preventive care

  • $0 copay 


Doctor visits

  • Primary / $0 copay after you pay your deductible
  • Specialist / $0 copay after you pay your deductible 


Diagnostic procedures / lab services / imaging

  • Diagnostic tests and procedures / $0 copay after you pay your deductible
  • Lab services / $0 copay after you pay your deductible
  • Diagnostic radiology services (e.g., MRI) / $0 copay after you pay your deductible
  • Outpatient x-rays / $0 copay after you pay your deductible 


Hospital

  • Inpatient hospital coverage / $0 copay after you pay your deductible 
  • Outpatient hospital coverage / $0 copay after you pay your deductible 

Emergency care / Urgent care

  • Emergency / $0 copay after you pay your deductible
  • Urgent care / $0 copay after you pay your deductible 


Ground ambulance

  •  $0 copay after you pay your deductible 


Skilled Nursing Facility

  •  $0 copay after you pay your deductible 


Rehabilitation services

  •  Occupational therapy visit / $0 copay after you pay your deductible
  • Physical therapy and speech and language therapy visit  /  $0 copay after you pay your deductible


Medicare Part B drugs

  •  Chemotherapy / $0 copay after you pay your deductible
  • Other Part B drugs / $0 copay after you pay your deductible 


Mental health services

  • Inpatient hospital - psychiatric / $0 copay after you pay your deductible
  • Outpatient group therapy visit with a psychiatrist / $0 copay after you pay your deductible
  • Outpatient individual therapy visit with a psychiatrist / $0 copay after you pay your deductible
  • Outpatient group therapy visit / $0 copay after you pay your deductible
  • Outpatient individual therapy visit / $0 copay after you pay your deductible


Rehabilitation services

  • Occupational therapy visit / $0 copay after you pay your deductible
  • Physical therapy and speech and language therapy visit / $0 copay after you pay your deductible 


Medical equipment / supplies

  •  Durable medical equipment (e.g., wheelchairs, oxygen) / $0 copay after you pay your deductible
  • Prosthetics (e.g., braces, artificial limbs) / $0 copay after you pay your deductible
  • Diabetes supplies / $0 copay after you pay your deductible 


Foot care (podiatry services)

  •  Foot exams and treatment / $0 copay after you pay your deductible
  • Routine foot care / Not covered 


Hearing

  • Hearing exam / $0 copay after you pay your deductible
  • Fitting - evaluation / Not covered
  • Hearing aids - inner ear / Not covered
  • Hearing aids - outer ear / Not covered
  • Hearing aids - over the ear / Not covered 


Dental

  • Preventive / Not covered
  • Comprehensive / Not covered


Vision

  • Routine eye exam / Not covered
  • Other / Not covered
  • Contact lenses / Not covered
  • Eyeglasses (frames and lenses) / Not covered 
  • Eyeglass frames / Not covered
  • Eyeglass lenses / Not covered
  • Upgrades / Not covered 

Learn More: Lasso MSA (medicare Advantage Plan MN)

Lasso MSA additional Information

Medicare Advantage Plan - MSA

MSA's are one type of Medicare Advantage Plan.

Other types are HMO, HMO POS, PFFS, PPO, SNP.

Medicare MSA Costs

Lasso Healthcare MSA Costs,
Medicare Advantage Plan
in,  Minnesota, MN,

Paid by Lasso: 

1) Annual MSA deposit amount.

2) 100% - Medicare part A & part B after Ded.

Medicare Covered Expenses

Lasso Pays: Medicare covered expenses after Ded.

MSA Pays: Covered Deductible expenses and IRS QME

You Pay: Non-Qualified Expenses and amounts that exceed MSA account balance up to HDHP deductible.  

Lasso Claims - 1

Lasso MSA Claims

1) Provider bills Lasso Healthcare

2) Lasso reprices to Medicare FFS rate.

3) Lasso verifies ded and sends you EOB

Lasso Claims - 2

Lasso healthcare msa claims

1) Lasso notifies provider if you owe.

2) Provider invoices you - Medicare FFS rate.

3) You pay Medicare FFS amount.

Lasso Welcome Procedure

Lasso Medicare Advanatge Plan MN,
Lasso MSA in Minnesota

You are NOT required to fill out a health survey.

The information provided was derived from MedicareHelp.org