Secured & Unsecured Business Loans

A small business loan from Cardiff is designed to offer flexibility and support to businesses in various stages of growth. You can utilize the funds for a multitude of purposes, including:

• Expanding operations or opening new locations.

• Purchasing inventory or new equipment.

• Hiring staff or funding payroll during peak seasons.

• Launching marketing and advertising campaigns.

• Covering day-to-day operational costs during cash flow gaps.

• Investing in research and development for new products or services.

• Renovating or upgrading business premises.

With Cardiff’s small business loans, you have the freedom to channel the funds where your business needs it most, ensuring sustainable growth and success.

At Cardiff, we understand that every business has unique financial needs. That’s why we offer both secured and unsecured small business loan options. A secured loan requires you to provide collateral, such as property or equipment, which can be claimed by us if the loan isn’t repaid. On the other hand, our unsecured business loans don’t require any collateral, offering flexibility without tying up your assets. Dive into Cardiff’s diverse loan offerings to find the perfect fit for your business’s financial journey. 

 To qualify for a small business loan, applicants typically need at least a 600 credit score, an operational business for 12+ months, no bankruptcies in the past 3 years, and $20,000 in monthly revenue. Additionally, your business should be in good standing with your Secretary of State and be incorporated in the United States. To better tailor our financial solutions to your unique needs, we may occasionally request additional financial documents.