Loans 4 Business

  The time it takes to receive funding can vary depending on the lender and the specifics of each application, but generally, funds from a business cash advance can be available quite quickly. Many providers aim to deliver funds within 24 to 48 hours after an application has been approved. 

 No, there are no restrictions on how you use the funds.

While most businesses use funding to increase revenue and profits—such as purchasing inventory at a discount, expanding operations, or covering unexpected expenses—you decide how to use the capital based on your business needs.

These advances are designed to provide flexibility, whether you're looking to scale, stabilize cash flow, or seize a time-sensitive opportunity.

 A traditional bank loan at 12% over 5 years would cost about 1.34x the borrowed amount, meaning a $30,000 loan would result in a $40,200 repayment—but takes weeks or months to secure and requires collateral, a high credit score, and a long approval process.

Whereas with us it would typically range from $35,400 to $45,000.

  Minimum Requirements:

• Business revenue of $15,000+ per month for the last three months (verified through bank statements).
• A business checking account (personal accounts do not qualify).
• Owner FICO score of 550+ (lower than most traditional lenders require).
• Minimal days with a zero balance and limited NSF (non-sufficient funds) occurrences in the last month.

Our process is designed to approve businesses faster and more often than banks, with no collateral required and a simple online application.